> ## Documentation Index
> Fetch the complete documentation index at: https://docs.loanorigination.ca/llms.txt
> Use this file to discover all available pages before exploring further.

# External Integrations

> Integrate LoanOrigination.ca with Canadian credit bureaus, identity services, banking data, payment providers, and accounting systems.

LoanOrigination.ca connects with external providers to extend credit decisioning, identity verification, messaging, payments, and accounting workflows. Integration availability depends on your organisation holding an active agreement with the relevant provider.

## Available integrations

| Integration                    | Purpose                                                                                                                                            |
| ------------------------------ | -------------------------------------------------------------------------------------------------------------------------------------------------- |
| Canadian Credit Bureaus        | Credit file retrieval and score ingestion for consumer and commercial applicants. Support for one or more Canadian bureaus, configured per lender. |
| Banking Data Access            | Consent based retrieval of borrower banking data for income and cash flow verification.                                                            |
| Identity Verification Services | Electronic identity verification supporting KYC workflows.                                                                                         |
| Notification Delivery          | Email and SMS delivery for borrower and staff notifications.                                                                                       |
| Payment and Billing            | Subscription billing and, where applicable, borrower payment collection.                                                                           |
| Accounting Systems             | Export of loan, disbursement, and repayment transactions to the lender's general ledger.                                                           |

<Note>
  You must maintain active agreements with any external providers required for your configured integrations. LoanOrigination.ca does not substitute for provider contracts.
</Note>

## How integrations are configured

During implementation, your project team works with you to enable and test each integration against your provider agreements. Configuration includes mapping bureau fields, setting consent flows for banking data, connecting identity services to your KYC rules, and defining the general ledger export format your accounting system expects.

Delays in third party access or external system availability may affect the delivery timeline. You can review timeline expectations in [Implementation and deliverables](/admin/implementation).

## Related topics

* [Security and platform architecture](/admin/security-and-architecture)
* [Implementation and deliverables](/admin/implementation)
* [KYC and identity](/compliance/kyc-and-identity)